End of the year always winds down with a birthday for little ol’ me. Growing up, having a birthday right after Christmas was always tough. Sometimes my mom would plan ahead and have a party in November. Sometimes we would wait and have a party of three. Most of the time we were visiting my grandparents in Louisiana. Birthdays are fun but I’ve come to not to get overly excited. I’m also very surprised to meet so many people who share a b-day with me or are just a few days away. I have two friends that I’m birthday buddies with, my sister-in-law’s birthday is the day after. In fact I have 6 family members that have birthdays within a month of mine. It kind of messes with our Christmas budget. (more…)
All posts in category My Hero
Posted by Hugs, Kisses and Snot on December 30, 2012
…Wallet. You thought I was going to say ass, didn’t you?
Guess what? Saving up for something you really want to buy instead of just putting it on the credit card really stinks. Sure, it’s the responsible thing to do but it’s a real buzz kill.
One year ago Dear Husband and I put ourselves on a serious budget savings plan. It all started when we calculated how much college will cost in 12 years. Before the budget we would put money away to a savings account but never really earmarked it for anything specific. Then something would happen to the car and there goes a few hundred bucks. Soon we would want to take a trip and plane tickets for four ain’t cheap. Home Owners Association dues would roll around and before we knew it our savings account was depleted and we still had to pay for season football tickets including a hefty donation that accompanies them just to secure the right to buy the tickets. Next thing we knew it was Christmas and we hadn’t saved up for that and who the heck knew where all our money went. Oh, and the college savings? Ummmmmm
Dear Husband does what he does best and made Excel spreadsheets, charts and graphs. Soon he had multiple savings accounts opened and direct deposit into each one with exact amounts that would help us pay for these regular expenses that we know come up every year but always seem to surprise us. He’s a wiz when it comes to Excel and figuring out percentages and things that make my eyes glaze over. We have 11 different savings accounts all with a specific purpose. We’re not kidding around here.
Awesome. We were on the right track. We spent the year living lean. I had a grocery budget that I kept a close eye on and I learned to stay away from the side of Target that can turn a simple grocery trip into a $300 spending spree. However, this new system put a serious kink in my need for instant gratification. No longer could I buy that super cute dress just because it looked awesome on me. Soon I was paranoid about spending $3.50 at Starbucks.
Thanks to credit cards we have become a society of instant gratification. You want something? Then go out and get it and pay for it later! Only, they don’t really tell you that you will be paying a whole lot more for it if you take that route. I remember my first credit card was in college. There were tables set up every five feet in the student union luring unsuspecting co-eds to their credit doom. They told me that I could have a credit limit of $10,ooo and only have to pay $20 a month. $20 a month?! For whatever I wanted?! Yes, please and thank you.
Now I’m a little older and a smidge wiser and married to someone who has more self-control. However, I still am peeved that I can’t buy whatever the heck I want whenever the heck I want it.
Last week we were really close to buying a new couch. Our current couch has served us well but it’s becoming saggy and worn. We were soooooooo close. I found a really good deal on a tax-free weekend with 12 months no interest. Perfect! But wait…Addison’s birthday is coming up and I’ve had my heart set on a trampoline. Oh, and Harry is ready to move out of the crib and needs a big boy bed. Those two things plus the couch are NOT part of our spread sheet savings plan. Well crap. There went my couch. Instead I stuffed the couch cushions with old pillows that were taking up room in the linen closet (because what are you really supposed to do with pillows that are too uncomfortable to sleep on anyway?)
Where is my instant gratification!?! I’ll tell you where.
In my spending defense…my old Toms literally had holes in them. I really got my money’s worth out of them and it was time for an upgrade. Give me a chance and I can justify almost any purchase. Unfortunately, (or fortunately for our bank account) many of those justifications have to go through the keeper of the spreadsheets.
Posted by Hugs, Kisses and Snot on September 6, 2012
Last weekend was OU/TX. Dear Husband was able to score two tickets (ahem, pay big bucks for them), my mom came to baby sit and we were off for a whirlwind 32 hour trip.
Dear Husband had to drive to Dallas on Thursday for work reasons. I hitched a ride on Friday morning with my in-laws and their friends. We stopped half way at Robertson’s for a sausage biscuit and ran into friends on their way to Dallas. I love that in some remote location in southern Oklahoma we run into friends who we see everyday. But when you see them at Robertson’s it’s like you haven’t seen them in years. Hugs, kisses and Boomer Sooners all around.
They dropped me off at our hotel where I thought I would get to spend a relaxing afternoon watching HBO. I did get to watch some HBO until one of Dear Husband’s co-workers called to say they just passed his car in the parking lot and his window was busted. Sure enough. I went down to check on it and there was shattered glass all over the driver’s seat. Wonder Woman to the rescue. Dear Husband couldn’t be bothered with this as he had a huge work event about to go down in 30 minutes that he was responsible for. The football gods were smiling on me that afternoon. Through our insurance company I was able to find a glass place that was still open, could get me in right away and had it fixed in 45 minutes. I was able to make it back to the hotel, fix myself up and make it to Dear Husband’s event in a killer dress with out a feather ruffled. Go me!
The kick off was for 11:00 on Saturday morning. Here’s the thing with 11:00 kick off. Everybody and their dog is trying to find parking and get into the fair at exactly the same time. There’s no time to enjoy the Texas State Fair in all of it’s fried goodness. Who can enjoy hot wings, nachos and fried beer at 9 in the morning? Not me, that’s who.
Instead I opt for funnel cake. 9:30 a.m. and I’m eating funnel cake. I tell myself that it’s really no different than a donut and it’s second breakfast.
Oh, the humanity.
Hey look, It’s ESPN College Game Day!
It’s never to crowded for Instagram.
On to the game…
4th Quarter OU fans…looking good!
4th Quarter Texas fans…Pooooooooooor Texas!
It was a Crimson and Cream kinda day.
Posted by Hugs, Kisses and Snot on October 13, 2011
Dear Husband and I are often asked the question of our almost ten years spent in L.A.: “So what did you do there?”
That’s an interesting question to ask. And one of the interesting answers is that Dear Husband dabbled in acting, and stand-up and sketch comedy. He spent a lot of time in The Groundlings Theatre & School learning how to improvise and write sketch comedy. Over the course of four years he progressed up the ranks advancing in classes until he was unceremoniously booted out after the final class, just before making the Sunday Company (a regularly performing group). You see, you have to audition to get into the school and at the end of each course you are evaluated to see if you make the cut for the next level, or they send you packing. To be honest with you I’m glad he didn’t make it to the Sunday Company because it’s exhausting, grueling work trying to come up with funny material week after week which would often result in hives and stomach troubles. I was proud of him for making it as far as he did but was relieved when it was all over. (more…)
Posted by Hugs, Kisses and Snot on September 9, 2011
In addition to it being Father’s Day it is also Dear Husband’s birthday. There aren’t enough mushy words in the world for me to describe how much I love him. He is a wonderful husband and an amazing daddy to our boys. ‘Nuf said.
Posted by Hugs, Kisses and Snot on June 19, 2011
Three weeks ago Dear Husband emceed a beauty pageant. Yes, you read that right. How in the world did this come about? Well…Dear Husband is on the advisory board for his college fraternity. We live in the same town where we went to college and the chapter alumni board is always desperate for volunteers. Being the good guy that he is, Dear Husband helps out.
The Lambda Chi Alpha Miss White Rose Pageant is in it’s 25th year. Yup, it’s a “real” beauty pageant. The men of LXA put it on to benefit Big Brothers Big Sisters. Each sorority picks one freshman to participate. They needed a new emcee so guess who they called?!
I’m sorry for not having a better picture of Dear Husband in his tux.
Posted by Hugs, Kisses and Snot on April 22, 2011
Posted by Hugs, Kisses and Snot on April 20, 2011
It’s really easy to get caught up in the day to day. It’s easy to get consumed with the kids, the job, the mortgage and bills. It’s easy to forget that the other adult you’re living with is someone that you have a lot in common with and love deeply.
This is why date night is crucial in a marriage. (more…)
Posted by Hugs, Kisses and Snot on March 19, 2011